Rates

To view our mortgage rates please visit our mortgage center.

Earn more, pay less at Dominion.

As a member-owned, non-profit financial institution, we're dedicated to giving you the best rates possible. Check it out and see for yourself!

Loans (Current as of: Nov 01, 2014)

TypeTermAnnual Percentage Rate as low as *
New and Used Vehicle & Savings/Savings Certificate Secured36 months1.99%*
48 months2.25%*
60-66 months2.25%*
72 months3.00%*
84 months (New Vehicles Only)3.25%*
Motorcycle, Boat, RV & Other Secured36 months4.50%*
48 months4.75%*
60 - 66 months5.00%*
72 months5.25%*
84 months5.50%*
Personal Loans-7.75%*
Home Equity LoansFixed Rate5.00%**
Line of Credit4.99%**

* Rate shown includes a 1/4% discount for repayment by payroll deduction or automatic transfer from your Credit Union account. Rates are based on your credit qualifications, terms and line of credit. Please contact the Credit Union (1-800-268-6928) to find out what rate and term you qualify for. Interest rates may change daily.

**Only available in VA. Subject to loan-to-value and credit qualifications. Minimum loan amount is $15,000. Minimum line amount of $15,000 and minimum initial draw of $2,500 on line. Other restrictions may apply. If you close a home equity line or pay off a home equity loan within 36 months after getting it, you may be required to reimburse the credit union for closing costs. Title Insurance may be required.

Savings (Current as of: Nov 01, 2014)

TypeTiersAnnual Percentage Yield (APY)Compounded
Wealth Maximizer Money Market Savings$20,000 and up

.45%

Monthly

$100-$19,999 .10%Monthly
Wealth Builder Money Market Savings$20,000 and up.38%Monthly
$10,000-$19,999.38%

Monthly
$100-$9,999.10%Monthly
Savings Account$5,000 and up.35%Quarterly
$1,000-$4,999.99.25%Quarterly
$100-$999.99.10%Quarterly
Christmas Club .05%Monthly

Wealth Maximizer and Wealth Builder Money Market Savings: Rates will be effective for the month of November, 2014.


Savings Account: Dividends were paid to accounts on record as of October 31, 2014.

Christmas Club: A $20 penalty is imposed if club is closed or payroll deduction is reduced before November 1 maturity.

All: A $15 fee will incur if more than six electronic withdrawals are made per month.

Applicable to Wealth Builder, Wealth Maximizer and Basic Savings Accounts: Minimum average balance to earn an APY is $100.00. Dividends calculated on average daily balance.

Certificates (Current as of: Nov 01, 2014)

TypeTermAnnual Percentage Yield (APY)Compounded
Savings Certificates**

Minimum balance to open is $1,000.
60 Months1.55%Quarterly
36 Months1.10%Quarterly
24 Months.80%Quarterly
12 Months.60%Quarterly
6 Months.50%Quarterly
Savings Certificate - Bump Account (a)

Minimum balance to open is $1,000.
36 Months.95%Quarterly

**A penalty will be imposed for early withdrawals. (a) The 36 month Bump Account allows the account owner to request a rate adjustment on the account to the then current rate for the 36 month Bump Account once during the term of the account. The remaining term and maturity date do not change. This account renews as a 36 month regular savings certificate upon maturity.

Credit Cards (Current as of: Nov 01, 2014)

Rate
Platinum and Platinum Rewards
APR on Transactions in first 6 months
3.90%*
Platinum
Annual Percentage Rate (APR) for Purchases
7.9% - 16.9%**
Platinum Rewards
Annual Percentage Rate (APR) for Purchases
8.9% - 17.9%**
Cash Advance FeeNone
Balance Transfer FeeNone
Annual FeeNone

* Annual percentage rate. 3.9% APR valid on all transactions for the first six months. The introductory rate is not valid on existing Dominion balances. After the introductory period, the rate will return to the variable rate for which you qualify.
** Variable rate based on credit qualifications.

 
 

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